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When it comes to investing, questioning Warren Buffet may seem presumptuous. However, this is exactly what Tim Armour does in a 2017 article for CNBC. What’s interesting is that Armour makes a convincing case for fine-tuning Buffet’s approach to mutual funds.The impetus for Armour’s comments is a bet Warren Buffet made recently. He offered to donate $1 million to charity if he doesn’t beat the performance of a group of hedge fund managers simply by investing in a portfolio based on the S&P 500. This passive investment approach is what index mutual funds do.

Armour agrees with Buffet that “actively managed” funds that try to beat the market are often poorly managed. Where he parts company with the Oracle of Omaha is in lumping all actively managed funds together, and in overlooking the downside of index funds. The downside is pretty straightforward. Index funds tends to follow the index down during bear markets.Armour has some advice for investors concerning all funds. The key, he says, is to find well-managed funds to invest in. Armour suggests that investors should not rely on labels like active or passive. He offers two specific tips. First, seek out funds with low expenses and fees. Second, check to see if the fund manager has invested his or her own money in the fund. Investors still need to research any mutual fund prior to risking their money. However, Armour says these two characteristics are critical according to his research.

Timothy Armour was picked by the Capital Group Board of Directors as its new chairman in July, 2015. At the time, he was serving as chair of the Capital Group management committee and Capital Research and Management Company. He started with the firm as a member of its Associate Program. He later advanced to Equity Analyst and specialized in global telecommunications and US service industry investments. Tim Armour earned his bachelor’s degree fro Middlebury College. He currently resides in Los Angeles, California.

One of the best things that customers find about Madison Street Capital is the fact that the company is very dedicated to the customers who they serve. They are an investment banking firm that works internationally and they are able to provide people with all of the options that they need to make things better on their own. This is something that has been a major part of the Madison Street Capital reputation and something that has given them the chance to do more with the options that they have. When it comes to the company and their dedication to investment, they even come up with options that will allow them the chance to provide extra opportunities to their clients.


One of the latest opportunities that they made sure that they were providing was the ability to make transactions even more secure than what they had in the past. They are doing this through the use of Ares and that has allowed them to provide even more opportunities for all of the clients that they have. It is a great way for the company to do what they can and to offer the most secure option available for investment banking internationally.


Clients can rest assured that they are going to be protected. Ares has proven time after time that they are going to be able to offer their opportunities to the people who they work with. This is something that has allowed them to grow as a company and something that has brought all of the options to the people who they work with. When it comes to the options that Ares is able to provide, they use all of the different options that are available in the security sector. They create customized plans for each of their clients and using Madison Street Capital as a client is going to be no different.


The idea behind teaming up with Ares is to provide more options for people who want to get what they can out of the different things that are going on with the respective companies. It is something that is going to make a huge difference in the business and something that will allow them the chance to do more with what they have. Thanks to Ares and Madison Street Capital, people will be able to get exactly what they need from the various options offered to them in banking.


In this article published May 3, 2017 by Fortune, Eric Lefkofsky, co-founder and CEO of Tempus, expresses that there is a lot of data missing from today’s medical research system. Lefkofsky explained at the Fortune Brainstorm Health conference in San Diego that while there may be no shortage of patient data, there is a lack of sources which combine both genomic information with therapeutic data. According to Lefkofsky, aside from information about a patient’s DNA and RNA makeup, clinicians also should know which treatments they are on and how they are responding.Eric Lefkofsky was personally motivated to start Tempus when his wife was diagnosed with breast cancer, and after sitting in clinics, Lefkofsky discovered that far too often, there was not enough data for oncologists to do their jobs. The idea behind Tempus is to build a platform to collect data for analysis which can be used to find patterns between treatments and results.

Eric Lefkofsky is the co-founder and CEO of Tempus, a technology company which has built an operating system to battle cancer. He is also a founding partner of Lightbank, a venture fund investing in disruptive technologies, as well as the co-founder and chairman of Groupon, a global e-commerce marketplace, and Uptake Technologies, a leading predictive analytics platform for the world’s largest industries.

In 2006, Eric Lefkofsky and his wife Liz established Lefkofsky Family Foundation to advance high-impact initiatives which enhance the lives of people in the communities it served. In addition, Lefkofski serves as a Trustee of Lurie Children’s Hospital of Chicago, The Art Institute of Chicago, The Museum of Science and Industry, and World Business Chicago. He also serves as Chairman of the Board of Trustees for Chicago’s Steppenwolf Theatre Company. Lefkofski currently holds a position as adjunct professor at the University of Chicago, and he is an author of the book “Accelerated Disruption.” He received his Bachelor’s Degree from the University of Michigan and Juris Doctorate from The University of Michigan Law School.



EOS is the brand of lip balm that has taken a surprising large lead against well-known companies like Burt’s Bees, Blistex and ChapStick. EOS ( is a brand that has been around for a long time with shaving creams and lotions, but there is a strong surge in the lip balm arena because this company has received a considerable amount of social media buzz. Most of this talk about the EOS lip balm stems from a large number of celebrities that are pulling these lip balm spheres out of their pockets and purses.

This company has gained a tremendous following online, and the working-class is utilizing these lip balm products to make lips smooth, but there’s also another surprising usage for the decorative colorful spears.

Many event planners have started to use these spears for decorative purposes. It is not uncommon to see a multitude of these pastel colorful spears at a wedding shower. All of the different pastel colors are easily recognized as typical colors that are used for wedding or baby shower decorations. It is also a product that event planners do not have to pack up and carry away when the event is over. These lip balm spears us can be given out as party favors. All of this makes it rather the EOS lip balm brand to gain a lead on the rest of the competition.

A couple of years ago EOS lip balm was something that few people even acknowledged when they went to buy lip balm. Today it has become one of the most recognizable products in the lip balm section of any Target, Wal-Mart or Costco store. It did not take long for people to warm up to the product. The biggest part of getting consumers to buy the product was getting it out to a mainstream audience.

Being a wine guide for Traveling Vineyard can be your one shot to making serious side cash as a direct sales associate. Working with them is full of opportunities, great pay, and wonderful chances to meet some great people.

If you love to talk and also enjoy tasting wine with people, this could be the perfect career path for you. It’s easy to feel lost and confused with whether this is an investment you should jump into, but no doubt it’s full of great opportunities and can be just what you need.

Like Traveling Vineyard on Facebook.

Why You Should Become A Wine Guide

– Great pay. You can earn about 35 percent for all of the sales that you make. This alone can be a good reason to join, and their payment options for three times a month is also very helpful.

– Wonderful experts ready to help you. With just a single meeting, you will learn valuable insight from the experts who have once come before you and learned the trade for this business.

– Meet great people in different walks of life. During your events, you will get to network with people from different aspects of life and it can be quite mesmerizing to see whom you come in contact with.

Becoming a wine guide can open doors that otherwise wouldn’t be opened. Get the chance to travel, have a reason to travel, and gain the confidence to network and get out of your comfort zone. Traveling Vineyard is definitely the right company worth working with.

For more information about Traveling Vineyard, just click here.

Beverly Hills Auto Group located in Woodside, NY is a premier used BMW dealer that features the most popular resales in the region. This dealer recognizes that the most important quality of a used BMW is its ability to provide a new owner with exceptional German-quality luxury that is not found in any other type of vehicle.


Beverly Hills Auto Group is aware of the value retained by certain BMW vehicles. This is why it features the most sought-after models.


The BMW X3


This compact SUV is both stylish and luxurious. The sporty design is only eclipsed by responsive 6-speed engine performance that aids in tight road negotiation.


The BMW 1-Series


This series is exceptionally highly-rated in crash studies, and has retained a high trade value though it has been discontinued by its manufacturer. Owners of the 1-Series report that its interior design is absolutely unmatched when it comes to comfort.


The BMW X5


This model is the preferred choice of people who need more interior space than is traditionally offered by BMW, but retains a couture presence. It is attractive to used BMW buyers because of its utilitarian options and price range.


Beverly Hills Auto Group knows BMW resale, and what specific buyers are looking for in a quality used luxury car. The sales team at Beverly Hills Auto Group can match any buyer with the perfect BMW model for their lifestyle and transportation needs.


Residential real estate in many parts of the country is rising in price rapidly. A lot of people are having trouble keeping up with the high levels of demand in a variety of areas. If you are ready to start taking your life to the next level, working with Arthur Becker is a great idea. He is a real estate investor who has worked with a lot of people in the industry over the years to have great success with deals. Commercial real estate is much different, and he is working alone on a new deal that he has found. The boutique business is starting to come back after many years of struggling. Many people today love the idea of shopping at a boutique, and Madison Partner’s Arthur Becker sees an opportunity in this area with this. If you want to work with him, you will have to wait for another deal to come up.  See,

Arthur Becker Success

With all of the success that he has had in life, many people are looking at Arthur Becker as someone who is a role model. Over the years, he is the type of person who always wants to help other people get to the next level. If you are ready to start thinking about ways to impact your life in a positive way, improving your financial position has to be at the top of the list. Few people have extra income coming in above their bills. If you can get to that point, you are in a much better position than many people in the world. Over the years, this can have a positive impact on your life in a number of ways. You will have the freedom to actually pursue what you want to. For more info, refer to Arthur Becker’s crunchbase page.

Future Changes

Arthur Becker is making a number of changes to the way in which he works in his business. He wants to make sure that people understand how much he can impact the lives of others. In addition, he is ready and willing to help people change when it comes to a variety of other things in their life to drive the most value.

Equity First Holdings is a financial option that no one would want to miss. The financial platform is created to help people achieve everything they wanted. Most people wait until they learn from people’s experience. Equity First Holdings believes that experience is the best teacher. The best things that happen to people are the risks they take, and no one in this world will have the same experience as another person when it comes to danger. It is said that one man’s meat is another man’s poison. The risk involved at Equity First Holdings is zero. It is worth the risk.

Why is EFH worth the risk?

This platform is for people who would want to experience life outside the norm of life. Many people are trapped in their lifestyles to the extent that they miss out on the world. It is said that you will never know the taste of a whale when you think that a shark is the most tasteful sea creature. This is an opportunity to do things differently and see different results. EFH gives a different touch on matters to do with the loan.

Equity First Holdings is a different experience. It is fast and efficient. We live in a world where things move fast, and this includes Equity First Holdings. Equity First Holdings experience is a click away. It takes less than a week to get the loan whenever a person applies for one. Equity First Holdings team evaluates the credit that an individual applies for and gets a fixed interest on the loan. The loan is usually ready for the client in less than a week’s time. Equity First Holdings has made it easy for people to access money. People get to benefit from the opportunity. It is a great experience.

Almost 10 years ago, Sanjiv Mehra, Jonathan Teller, and former associate Craig Dubitsky came up with an idea that would revolutionize the bland world of lip balm. Through consumer research and sensory panels, they developed a lip balm marketed for millennial women.

Using a sleek sphere shape, bright colors, delicious flavors, and organic ingredients, Evolution of Smooth (EOS) was born. The entrepreneurs used their own startup funds to bring their dream to fruition and it wasn’t an easy sell to male buyers. They struck gold when a female buyer for Walgreens loved the product. Soon EOS spheres were popping up everywhere.

On top of a brand new look, EOS employed a brand new strategy for marketing. They got in touch with beauty bloggers to spread the word through YouTube, Facebook, and Instagram. The minds behind EOS lip balm decided to use millennial celebrities like Demi Lovato, Miley Cyrus, and Taylor Swift in their advertising campaigns. It didn’t take long before EOS had amassed millions of followers on Facebook and Instagram.

According to Fast Company in just seven years, Evolution of Smooth has exploded onto the beauty scene. Companies like Blistex and Revo have even begun making spherical lip balms. EOS sells over a million units of lip balm every week. They aren’t stopping there though. The company is constantly adding new products and plans to venture into other beauty goods soon.

Julie Zuckerberg is a famous talent acquisition expert, working with Deutsche Bank since November 2015 as an Executive Recruiter. She currently resides and works in Manhattan, where she grew up and lived her life. Julie graduated from the Brooklyn College with a degree in Philosophy, and afterward attended Law School in New York for her Doctor of Jurisprudence degree. JD is a graduate-entry specialized degree in law and one of numerous Doctor of Law degrees. The degree acquired by accomplishing law school in the Canada, United States and Australia, in addition to few other countries. Being an executive recruiter for banking and finance industry does require psychological discipline in addition to the philosophical learning and Julie has both. Deutsche Bank is an exceptional employer, and Julie is a great recruiter.



Julie did not become a great recruiter in a jiffy. She learned about how to talk to an individual because she has to know the desires and the talent of current employees of a financial institution. Employees are the very first weapon she looks at when there’s an open position. Zuckerberg believes that making and promoting lateral moves from within improves morale, build confidence, and a satisfied employee means improvement in company’s growth. Julie also pays close attention to different social media sites. She finds potential employees from individual who do the same job in the banking industry. Trained employees produce faster results when it is about increased performance and productivity.



At times, Julie also likes to get employees involved in her hiring process. Employees help her to identify possible the suitable candidate faster, and they can also contribute details and information about a potential employee before the interview session begins. She believes that failing to use employee information during hiring process might be a mistake, so Julie likes to have an open dialogue with her present employees when there’s an open position available.



Recruiters like Julie use numerous diverse strategies in the business world to appeal new talent. Julie is actively working in numerous professional organizations. She also maintains a very close relationship with other recruiters, university placement offices, and executive search companies across the whole country. Deutsche Bank does have an exceptional employment package, so Zuckerberg does have a lead when she searches for external talent. Plus, Deutsche Bank has an exceptional reputation as a most reputable employer. Keeping Millennial in entry-level positions is no doubt a challenge especially in the banking sector, but Julie, due to his extensive skills can interact with her fresh hires to keep them happy and motivated.



Zuckerberg is busy recruiting even when she isn’t officially needed, and that is because she does not want her client to suffer, not even for a single moment. She still finds time to appreciate good food, art exhibitions and love to spend time outdoors. Julie is a runner and also an avid photographer, so when she isn’t working, she likes to run and taking photos for her personal collection. Julie is a well-rounded individual, and she worked hard to be in order so that she can perform in the stressful banking industry.


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